| in the process | 14 | other |
| on its cost of funds | 13 | other |
| very | 10 | degree |
| bank → be → efficient | 91 |
| bank → become → more efficient | 36 |
| bank → be → more efficient | 35 |
| bank → become → efficient | 8 |
| bank → get → more efficient | 3 |
| negative | neutral | positive |
| 0.071 | 0.384 | 0.545 |
| Raw frequency | 173 |
| Normalized frequency | 0.619 |
| Modifier score | 0.825 |
| Perplexity | 216.341 |