| because of the companies | 11 | cause |
| to face the truth | 8 | purpose |
| to lower their interest rates | 6 | purpose |
| bank → be → reluctant | 65 |
| bank → be → more reluctant | 6 |
| bank → be → reluctance | 4 |
| bank → become → reluctant | 4 |
| bank → seem → reluctant | 3 |
| negative | neutral | positive |
| 0.491 | 0.462 | 0.046 |
| Raw frequency | 82 |
| Normalized frequency | 0.505 |
| Modifier score | 0.769 |
| Perplexity | 149.912 |