| stop foreclosure | 0.66 |
| stop lawsuit | 0.62 |
| stop all creditor colle… | 0.50 |
| stop a wage garnishment | 0.47 |
| bring automatic stay | 0.47 |
| stop creditor | 0.43 |
| prevent the utility com… | 0.38 |
| give fresh start | 0.29 |
| help build their credit | 0.24 |
| get rid of withholding … | 0.16 |
| right | 0.50 |
| the best choice | 0.38 |
| expensive | 0.24 |
| difficult decision | 0.58 |
| option | 0.43 |
| the solution | 0.38 |
| personal decision | 0.32 |