| for any principal | 8 | other |
| to obtain borrowers’ credit reports | 6 | purpose |
| for applications | 4 | purpose |
| creditor → pay → fee | 25 |
| creditor → charge → fee | 14 |
| creditor → impose → fee | 6 |
| creditor → incur → fee | 5 |
| negative | neutral | positive |
| 0.279 | 0.678 | 0.043 |
| Raw frequency | 50 |
| Normalized frequency | 0.534 |
| Modifier score | 0.633 |
| Perplexity | 46.733 |