| for most families | 12 | transitive-object |
| for most americans | 6 | other |
| unfortunately | 5 | manner |
| debt → be → a part of life | 19 |
| debt → be → a way of life | 18 |
| debt → be → a fact of life | 18 |
| debt → be → part of life | 5 |
| debt → be → inevitable part of life | 3 |
| negative | neutral | positive |
| 0.480 | 0.449 | 0.071 |
| Raw frequency | 63 |
| Normalized frequency | 0.445 |
| Modifier score | 1.000 |
| Perplexity | 12.331 |