| refer to debt | 0.32 |
| less than $394,725 | 0.46 |
| debt | 0.81 |
| store cards | 0.53 |
| loan | 0.51 |
| reasonable basis | 0.29 |
| nonexempt assets | 0.25 |
| discharged | 0.77 |
| paid | 0.65 |
| discharged in chapter | 0.59 |
| secured | 0.40 |
| eliminated | 0.38 |
| paid over shorter period | 0.32 |
| divided into separate c… | 0.32 |
| owed to two or more cre… | 0.25 |
| negotiated | 0.25 |