| Typicality: | 0.503 |
| Saliency: | 0.213 |
| regarding late payment fees | 10 | other |
| lender → abide by → applicable laws | 6 |
| lender → abide by → applicable federal and state laws | 4 |
| negative | neutral | positive |
| 0.131 | 0.811 | 0.058 |
| Raw frequency | 10 |
| Normalized frequency | 0.213 |
| Modifier score | 1.000 |
| Perplexity | 73.475 |