| Typicality: | 0.435 |
| Saliency: | 0.408 |
| of ridiculously high costs | 5 | other |
| for fixed rate refinancing loans | 3 | transitive-object |
| lender → charge → prepayment penalties | 15 |
| lender → charge → a prepayment penalty | 7 |
| lender → impose → prepayment penalties | 5 |
| lender → have → a prepayment penalty | 3 |
| negative | neutral | positive |
| 0.373 | 0.593 | 0.034 |
| Raw frequency | 30 |
| Normalized frequency | 0.408 |
| Modifier score | 0.533 |
| Perplexity | 79.924 |