| to avoid winding up | 3 | purpose |
| above the minimum requirements | 2 | other |
| lender → have → overlay | 6 |
| lender → set → overlay | 3 |
| lender → impose → overlay | 3 |
| negative | neutral | positive |
| 0.183 | 0.732 | 0.085 |
| Raw frequency | 12 |
| Normalized frequency | 0.245 |
| Modifier score | 0.700 |
| Perplexity | 265.300 |