| generally | 3 | degree |
| in exercising discretion | 3 | manner |
| to debtors | 2 | transitive-object |
| lender → be → fair | 12 |
| lender → be → reasonable | 8 |
| negative | neutral | positive |
| 0.086 | 0.570 | 0.343 |
| Raw frequency | 20 |
| Normalized frequency | 0.336 |
| Modifier score | 0.860 |
| Perplexity | 287.032 |