| about changing their business | 6 | other |
| not surprisingly | 2 | degree |
| often | 2 | degree |
| lender → be → hesitant | 12 |
| lender → be hesitant to → lend | 5 |
| lender → be hesitant to → avail these loans | 3 |
| lender → be hesitant to → loan money | 3 |
| negative | neutral | positive |
| 0.569 | 0.413 | 0.018 |
| Raw frequency | 23 |
| Normalized frequency | 0.361 |
| Modifier score | 0.575 |
| Perplexity | 230.310 |