| in the current market | 8 | location |
| much | 4 | degree |
| with your credit history | 4 | other |
| lender → be → stricter | 13 |
| lender → be → more strict | 4 |
| lender → become → stricter | 4 |
| lender → be → stricter than others | 3 |
| lender → have → stricter criteria | 3 |
| negative | neutral | positive |
| 0.412 | 0.532 | 0.057 |
| Raw frequency | 27 |
| Normalized frequency | 0.389 |
| Modifier score | 0.563 |
| Perplexity | 344.662 |