| use the information | 0.39 |
| change over time | 0.35 |
| buy house | 0.32 |
| affect the interest rate | 0.29 |
| apply for loan | 0.25 |
| get mortgage | 0.25 |
| take hit | 0.16 |
| increase | 0.16 |
| buy car | 0.16 |
| make decision | 0.09 |
| big impact | 0.37 |
| calculated | 0.81 |
| used by lender | 0.58 |
| generated | 0.52 |
| developed by another pe… | 0.39 |
| provided by a consumer … | 0.35 |
| based on five factors | 0.32 |
| calculated at the time … | 0.29 |
| above certain level | 0.25 |
| associated with the con… | 0.25 |
| expected | 0.23 |
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