| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | attitude towards savings | Ghana | Ghanaian culture values communal support and immediate financial needs over long-term saving habits. | 1 |
| 2 | attitude towards savings | Greece | In Greece, there is greater emphasis on enjoying the present rather than saving for the future. | 1 |
| 3 | attitude towards savings | Indonesia | Attitudes towards savings in Indonesia are influenced by individual financial circumstances and family traditions, resulting in a mix of attitudes. | 1 |