| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | data protection | South Africa | Growing emphasis on data protection due to increasing digitalization and cybersecurity concerns | 1 |
| 2 | encryption | South Africa | Less prevalent in everyday financial transactions, with greater reliance on in-person interactions for trust | 1 |
| 3 | personal data protection | South Africa | Data protection is increasingly important, driven by a combination of legislation, consumer expectations, and business best practices. | 1 |