| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | healthcare coverage | Netherlands | Healthcare coverage includes a mix of public and private options, with choice for individuals. | 1 |
| 2 | home insurance | Netherlands | Often bundled with liability insurance for comprehensive coverage | 1 |
| 3 | insurance coverage | Netherlands | Commonly includes coverage for damages caused by flooding and water management issues | 1 |
| 4 | medical insurance | Netherlands | Citizens are required to have medical insurance, which is often provided through a mix of public and private systems | 1 |