| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | handling money | Sweden | Cashless payments are widely accepted and preferred | 1 |
| 2 | handling of money | Sweden | Preference for digital payments, with cash being used infrequently | 1 |
| 3 | handling of money | Sweden | Price negotiation in retail is uncommon and may be viewed as inappropriate | 1 |
| 4 | monetization | Sweden | Monetization involves a strong focus on subscription-based models and digital services due to high internet penetration and digital literacy. | 1 |
| 5 | monetization model | Sweden | Frequently relies on government funding and public support | 1 |