| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | access to technology | Estonia | Emphasis on technology in education, with schools providing students with digital devices and coding education. | 1 |
| 2 | access to technology | Finland | Emphasis on technology in education, with schools providing students with digital devices and coding education. | 1 |
| 3 | attitudes towards technology | Finland | Rapid adoption of smart technology and automation, aiming for high efficiency and convenience in daily life | 1 |
| 4 | technology adoption in daily life | Estonia | Cashless payments and digital services are widely embraced. | 1 |