| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | authentication | Nigeria | Authentication may involve traditional verbal confirmations or oral agreements, especially in rural areas. | 1 |
| 2 | multi-factor authentication | Nigeria | Less widespread use due to a combination of factors including cost, awareness, and infrastructure | 1 |
| 3 | two-factor authentication | Nigeria | Less actively employed and often overlooked, leading to increased vulnerability to online security threats. | 1 |