| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | charge | Germany | Paying with credit/debit card is common and convenient. | 1 |
| 2 | expense | Germany | Tracking and managing expenses is a common practice in personal and business finances. | 1 |
| 3 | reimbursement | Germany | Common practice for business expenses and healthcare costs | 1 |