| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | bank fees | India | Viewed as an unnecessary financial burden for many account holders | 1 |
| 2 | banking fees | India | Varied and sometimes complex fee structures based on account type and transaction frequency | 1 |
| 3 | banking transaction fees | India | Customers may be charged for a variety of services, including account maintenance and check issuance | 1 |