| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | banking fees | Netherlands | More transparent and upfront, with detailed breakdowns of fees for different services | 1 |
| 2 | banking transaction fees | Netherlands | Banking transaction fees are often minimal or non-existent for basic services | 1 |
| 3 | banking transaction fees | Netherlands | Generally lower and may be bundled into overall account maintenance fees | 1 |