| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | cash savings | Western Europe | Common practice to have a substantial amount of cash savings for emergencies | 1 |
| 2 | invest money or energy | Western Europe | Commonly seen as a way to secure future financial stability and independence. | 1 |
| 3 | saving money | Europe | Common practice to save money for future expenses or retirement | 1 |