| # | Concept | Culture | Statement | Freq. |
|---|---|---|---|---|
| 1 | loan applications | Switzerland | Loan applications are typically rigorous and require detailed financial disclosure and planning. | 1 |
| 2 | mortgage | Switzerland | Less common, as renting is preferred and owning a home is not as prevalent | 1 |
| 3 | mortgages | Switzerland | Less common due to a culture of saving to buy property outright | 1 |