| in paying off credit cards | 5 | temporal |
| fully | 3 | degree |
| generally | 2 | degree |
| benefit → be → utilized | 15 |
| benefit → be → harnessed | 5 |
| benefit → be → utilised | 4 |
| negative | neutral | positive |
| 0.065 | 0.453 | 0.482 |
| Raw frequency | 24 |
| Normalized frequency | 0.313 |
| Modifier score | 0.450 |
| Perplexity | 339.589 |