| with the merchant | 10 | other |
| in a system | 10 | location |
| in collections | 4 | location |
| consumer → have → account | 54 |
| consumer → apply for → account | 3 |
| negative | neutral | positive |
| 0.139 | 0.729 | 0.132 |
| Raw frequency | 57 |
| Normalized frequency | 0.433 |
| Modifier score | 0.700 |
| Perplexity | 196.374 |