| vary | 0.46 |
| apply to purchase | 0.35 |
| keep in mind | 0.34 |
| come with card | 0.32 |
| save money | 0.32 |
| change over time | 0.30 |
| increase monthly mortga… | 0.30 |
| increase to 13 percent | 0.28 |
| increase to 18 percent | 0.28 |
| apply to various balanc… | 0.25 |
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| high | 0.75 |
| higher | 0.69 |
| lower | 0.64 |
| variable | 0.54 |
| higher than the interes… | 0.51 |
| low | 0.50 |
| reasonable | 0.46 |
| irrelevant | 0.41 |
| negotiable | 0.41 |
| applicable | 0.38 |
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| annual rate | 0.25 |
| lower than the interest… | 0.25 |
| charged | 0.59 |
| calculated | 0.49 |
| determined | 0.43 |
| based on the type of cr… | 0.42 |
| charged on credit cards | 0.41 |
| fixed | 0.40 |
| increased | 0.37 |
| offered as range | 0.35 |
| based on market interes… | 0.35 |
| applied to the balance | 0.34 |
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